Private Real
Estate Lending ·
Since 2005
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Private Real
Estate Lending ·
Since 2005

Private Real Estate Lending · Since 2005

Blogs

Insights & Resources

Practical guidance on California trust loans, 1031 exchanges, bridge financing, and the scenarios real borrowers and families face.

Beginner’s Guide to Using Hard Money to Buy Rentals in California

For many real estate investors entering the California rental market, using hard money to buy rentals can be a powerful
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What to Know About a Hard Money Loan for Investment Property

This article will explain the technical aspects of utilizing a hard money loan to fund real estate investments in California.
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Want to Avoid Probate? A Will Alone Won’t Do It

In California’s complex legal system, many people mistakenly believe that creating a will is enough to keep their family out
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Collateralization: A Complete Breakdown for 2025

Collateralization is a foundational structure in California real estate lending, especially for investors navigating short-term, asset-based opportunities. In 2025, with
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Understanding the Risks Covered by Title Insurance

In a real estate transaction, particularly within California’s fast-moving investment market, the property’s title is one of the most critical
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What to Know About Investment Lenders and Buying Property

When pursuing a real estate investment in California, aligning with the right financing partner can become the defining factor between
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resources

Helpful Information and Resources.

HCS Equity has over 20 years proven experience with real estate finance and investment.
Understanding the world of real estate investment and loans can be tricky especially when it comes to sibling buy-outs, equalization laws and trusts and estates in probate.
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Proposition 19 – Initial Interpretational Questions and Answers
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Proposition 19 Forms
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List of County Assessors, Auditors and Auditor-Controllers, Clerks of the Board, and Tax Collectors
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Change in ownership consequences of real property in an estate or trust distributed on a “share and share alike” basis
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Request for Legal Opinion – Parent-Child Exclusion
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Assessors’ Handbook – Change In Ownership
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All CA County Assessors and Tax Collectors
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BOE Exclusions from Reappraisal FAQs
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Parent-Child Transfer Annotation 625.0235.025
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Parent-Child Transfer Annotation 625.0235.005
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Reassessment Exclusion for Transfer between Parent and Child (Claim for)
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Reassessment Exclusion for Transfer from Grandparent to Grandchild (Claim for)
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Letter from BOE to County Assessors: Revenue and Taxation Code Section 63.1: Parent-Child and Grandparent-Grandchild Exclusion
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Change in ownership consequences of real property in an estate or trust distributed on a “share and share alike” basis
Videos

Featured Podcasts & Video Resources

How Loans to Trusts and Estates Work in Probate

Navigating real estate within the probate process can be incredibly complex. In this podcast feature, Justin Aldi discusses the mechanics of securing loans for trusts and estates while they are still in probate, helping families and legal professionals preserve property value and resolve immediate financial needs.

Navigating Sibling Buy-Outs on Trust Property

What happens when one sibling wants to keep the family home and the others want to sell? Justin Aldi of HCS Equity dives into the logistics of sibling buy-outs after a death in the family. Learn how specialized trust loans can help distribute assets equitably and smoothly when real estate is held in a trust.
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