Private Real
Estate Lending ·
Since 2005
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Private Real
Estate Lending ·
Since 2005

Private Real Estate Lending · Since 2005

Blogs

Insights & Resources

Practical guidance on California trust loans, 1031 exchanges, bridge financing, and the scenarios real borrowers and families face.

Reserve 1031 Exchange vs 1031 Exchange

In California’s highly competitive real estate environment, timing frequently determines whether a transaction succeeds or fails. Real estate investors often
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Traditional vs Hard Money Real Estate Loans: What’s Best?

California’s real estate market operates under compressed timelines, aggressive competition, and strict lending requirements. For many real estate investors, the
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Top 5 Private Lenders to Pay Off Reverse Mortgages Fast

Paying off a reverse mortgage quickly is rarely a casual decision. In California, it is often driven by trust and
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Beating Conventional Loan Limits in California With Hard Money

In California’s high-cost real estate environment, conforming loan thresholds often fall short of covering the actual purchase price of desirable
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Prop 19 in California: The Growing Movement to Fix the Broken Law

When proposition 19 took effect, it introduced a dramatic change to long standing rules governing property taxes and ownership transfers
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7 Best Second Trust Deed Loan Providers Using Hard Money in California

Second trust deeds are a critical part of California’s lending framework. They allow real estate investors to access additional capital
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resources

Helpful Information and Resources.

HCS Equity has over 20 years proven experience with real estate finance and investment.
Understanding the world of real estate investment and loans can be tricky especially when it comes to sibling buy-outs, equalization laws and trusts and estates in probate.
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Proposition 19 – Initial Interpretational Questions and Answers
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Proposition 19 Forms
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List of County Assessors, Auditors and Auditor-Controllers, Clerks of the Board, and Tax Collectors
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Change in ownership consequences of real property in an estate or trust distributed on a “share and share alike” basis
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Request for Legal Opinion – Parent-Child Exclusion
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Assessors’ Handbook – Change In Ownership
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All CA County Assessors and Tax Collectors
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BOE Exclusions from Reappraisal FAQs
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Parent-Child Transfer Annotation 625.0235.025
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Parent-Child Transfer Annotation 625.0235.005
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Reassessment Exclusion for Transfer between Parent and Child (Claim for)
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Reassessment Exclusion for Transfer from Grandparent to Grandchild (Claim for)
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Letter from BOE to County Assessors: Revenue and Taxation Code Section 63.1: Parent-Child and Grandparent-Grandchild Exclusion
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Change in ownership consequences of real property in an estate or trust distributed on a “share and share alike” basis
Videos

Featured Podcasts & Video Resources

How Loans to Trusts and Estates Work in Probate

Navigating real estate within the probate process can be incredibly complex. In this podcast feature, Justin Aldi discusses the mechanics of securing loans for trusts and estates while they are still in probate, helping families and legal professionals preserve property value and resolve immediate financial needs.

Navigating Sibling Buy-Outs on Trust Property

What happens when one sibling wants to keep the family home and the others want to sell? Justin Aldi of HCS Equity dives into the logistics of sibling buy-outs after a death in the family. Learn how specialized trust loans can help distribute assets equitably and smoothly when real estate is held in a trust.
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