Blogs
Insights & Resources
Practical guidance on California trust loans, 1031 exchanges, bridge financing, and the scenarios real borrowers and families face.
California’s real estate market operates under compressed timelines, aggressive competition, and strict lending requirements. For many real estate investors, the
Paying off a reverse mortgage quickly is rarely a casual decision. In California, it is often driven by trust and
In California’s high-cost real estate environment, conforming loan thresholds often fall short of covering the actual purchase price of desirable
When proposition 19 took effect, it introduced a dramatic change to long standing rules governing property taxes and ownership transfers
Second trust deeds are a critical part of California’s lending framework. They allow real estate investors to access additional capital
California’s fast-moving real estate environment requires experienced investors to act with precision and speed. When an attractive replacement property becomes
resources
Helpful Information and Resources.
HCS Equity has over 20 years proven experience with real estate finance and investment.
Understanding the world of real estate investment and loans can be tricky especially when it comes to sibling buy-outs, equalization laws and trusts and estates in probate.
Understanding the world of real estate investment and loans can be tricky especially when it comes to sibling buy-outs, equalization laws and trusts and estates in probate.
download
Proposition 19 – Initial Interpretational Questions and Answers
download
Proposition 19 Forms
download
List of County Assessors, Auditors and Auditor-Controllers, Clerks of the Board, and Tax Collectors
download
Change in ownership consequences of real property in an estate or trust distributed on a “share and share alike” basis
download
Request for Legal Opinion – Parent-Child Exclusion
download
Assessors’ Handbook – Change In Ownership
download
All CA County Assessors and Tax Collectors
download
BOE Exclusions from Reappraisal FAQs
download
Parent-Child Transfer Annotation 625.0235.025
download
Parent-Child Transfer Annotation 625.0235.005
download
Reassessment Exclusion for Transfer between Parent and Child (Claim for)
download
Reassessment Exclusion for Transfer from Grandparent to Grandchild (Claim for)
download
Letter from BOE to County Assessors: Revenue and Taxation Code Section 63.1: Parent-Child and Grandparent-Grandchild Exclusion
download
Change in ownership consequences of real property in an estate or trust distributed on a “share and share alike” basis
Videos
Featured Podcasts & Video Resources
How Loans to Trusts and Estates Work in Probate
Navigating real estate within the probate process can be incredibly complex. In this podcast feature, Justin Aldi discusses the mechanics of securing loans for trusts and estates while they are still in probate, helping families and legal professionals preserve property value and resolve immediate financial needs.
Navigating Sibling Buy-Outs on Trust Property
What happens when one sibling wants to keep the family home and the others want to sell? Justin Aldi of HCS Equity dives into the logistics of sibling buy-outs after a death in the family. Learn how specialized trust loans can help distribute assets equitably and smoothly when real estate is held in a trust.
Ready when you are
Get a loan quote today. Close in 7 - 10 days.
Tell us about your scenario; we’ll respond within one business hour with a clear next step. No obligation, no credit impact.