Private Real
Estate Lending ·
Since 2005
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Private Real
Estate Lending ·
Since 2005

Private Real Estate Lending · Since 2005

Blogs

Insights & Resources

Practical guidance on California trust loans, 1031 exchanges, bridge financing, and the scenarios real borrowers and families face.

How Investors Scale Real Estate Portfolio Using Short-Term Financing

Growing a real estate portfolio in California requires consistent access to capital. Even a successful investor with substantial equity and
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What are DSCR Real Estate Loans? A Guide for Property Investors

In California’s competitive real estate market, experienced investors structure financing based on the lifecycle of the asset. DSCR (Debt Service
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How Investors Use Bridge Loans to Compete With Cash Buyers

California real estate investors regularly compete against buyers who can close transactions with cash. In many cases, sellers prioritize certainty
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Loan-to-Value Ratios for Hard Money Loans Explained: How LTV Impacts Your Financing

California real estate investors operate in a market where leverage, timing, and liquidity directly affect acquisition strategy and profitability. In
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Inherited Homes Now Dominate California Property Transfers

California’s housing market continues to tighten in ways that directly impact acquisition strategy, deal flow, and liquidity. Recent reporting highlights
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What Is a 1031 Exchange in California

For experienced real estate investors operating in California, understanding what is a 1031 exchange is fundamental to structuring transactions that
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resources

Helpful Information and Resources.

HCS Equity has over 20 years proven experience with real estate finance and investment.
Understanding the world of real estate investment and loans can be tricky especially when it comes to sibling buy-outs, equalization laws and trusts and estates in probate.
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Proposition 19 – Initial Interpretational Questions and Answers
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Proposition 19 Forms
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List of County Assessors, Auditors and Auditor-Controllers, Clerks of the Board, and Tax Collectors
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Change in ownership consequences of real property in an estate or trust distributed on a “share and share alike” basis
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Request for Legal Opinion – Parent-Child Exclusion
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Assessors’ Handbook – Change In Ownership
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All CA County Assessors and Tax Collectors
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BOE Exclusions from Reappraisal FAQs
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Parent-Child Transfer Annotation 625.0235.025
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Parent-Child Transfer Annotation 625.0235.005
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Reassessment Exclusion for Transfer between Parent and Child (Claim for)
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Reassessment Exclusion for Transfer from Grandparent to Grandchild (Claim for)
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Letter from BOE to County Assessors: Revenue and Taxation Code Section 63.1: Parent-Child and Grandparent-Grandchild Exclusion
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Change in ownership consequences of real property in an estate or trust distributed on a “share and share alike” basis
Videos

Featured Podcasts & Video Resources

How Loans to Trusts and Estates Work in Probate

Navigating real estate within the probate process can be incredibly complex. In this podcast feature, Justin Aldi discusses the mechanics of securing loans for trusts and estates while they are still in probate, helping families and legal professionals preserve property value and resolve immediate financial needs.

Navigating Sibling Buy-Outs on Trust Property

What happens when one sibling wants to keep the family home and the others want to sell? Justin Aldi of HCS Equity dives into the logistics of sibling buy-outs after a death in the family. Learn how specialized trust loans can help distribute assets equitably and smoothly when real estate is held in a trust.
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