A reverse mortgage usually needs to be paid off in full within 6 months after the original borrower dies. This short window does not allow a trustee or administrator sufficient time to manage the trust or probate process and often causes the property to be sold at a discount. HCS Equity provides bridge loans allowing the estate or trust to stop the foreclosure by paying off the reverse mortgage with a new loan that provides terms to accommodate the family. HCS has been working with administrators and trustees for over 20 years helping to protect the family’s assets.