We Provide Private Real Estate Loans Throughout California

HCS Equity – Private Lender

For more than 20 years, HCS Equity has used our own capital to provide private residential and commercial real estate loans to a variety of borrowers and transaction types throughout California. From hard money purchase loans to trust and estate equalization loans under Proposition 19/58 and everything in between, HCS Equity is your go-to company for asset-based lending in California.

We are focused on being a financial resource for property owners throughout California. We offer a broad range of private loan products to suit your needs, competitive rates and terms, and the highest level of service.

Private Loan Options

Loans to Trusts and Estates in Probate

Decades of experience. Swift review and approval.

Reverse Mortgage Payoff

Buy time to consider options.
Quick closing.

Fix and Flip Loans/REO and Distressed Property Loans

Competitive rates, fast closure. 

1031 Exchange/Reverse 1031 Exchange Loans

Fast closing short-term gap cover for 1031 property exchange.

Bridge Loans

Bridging loans to cover the gap on residential and commercial property investments.

Second Trust Deeds

Flexible second trust loans secured on existing property.

Private Reverse Mortgage

Swift access to a private loan with the benefits of a reverse mortgage.

What Our Clients Are Saying

I appreciate your patience and understanding during the long time period it took to get everything in place to execute our Trust Loan. You’ve been very helpful guiding me through the process and making sure that the loan went smoothly once we started the process. I will gladly recommend your company to anyone needing a trust loan. It’s been a pleasure working with you, too.

Ruth K., Stockton, CA

This is for anyone considering working with HCS Equity. My family just closed on a loan with the managing partner, Ben Heilig. He was extremely professional, kind and very patient with our endless questions and concerns. We highly recommend Ben to work with and enjoy the same professional experience we had.

Gary and Kathy R., Redondo Beach, CA

Thank you for taking the time to explain the trust lending process in detail, and for walking me through each step from start to finish. Your detailed explanations, and willingness to field any and all of our questions is greatly appreciated.

Randy P., San Diego, CA
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