If there is sufficient equity remaining in the property, HCS Equity can offer options which may allow the family to retain the home until a long-term solution is worked out. The probate process can take years in California, but most of the time reverse mortgage lenders will only allow up to 6 months after the death of the last parent to repay the loan. HCS Equity is the leading private lender that can provide a short-term loan tied to the family property. The short-term loan provided by HCS Equity will allow the family time to complete the trust or probate process and not require a liquidation of the home. Administrators or successor trustees can sign for the loan without any personal guarantee or recourse against them.