A non-recourse loan to a trustee or administrator provided by the veteran loan officers at HCS Equity is a solution to pay off a reverse mortgage that is due, even if the property is vacant or rented out. The team at HCS Equity has a cumulative total of 120+ years of mortgage experience helping estates and trusts with their lending needs. Loan programs that have been approved by the California Department of Real Estate allow HCS Equity to provide short-term bridge loans to pay off reverse mortgages even if the subject property is vacant, tenant-occupied, or has damage.