Traditional banks and mortgage companies will not provide a loan to an irrevocable trust or probate estate. HCS Equity is a nationally recognized private lender that provides their own capital to pay off reverse mortgages that are due. HCS Equity works with over 1,500 trust and estate professionals in California to provide loans that comply with rules and regulations outlined in the probate code. Loans are provided without recourse to the administrator or trustee, allowing them to pay off a reverse mortgage.