Direct Private Real Estate Lender in California

HCS Equity is your go-to resource for asset-based lending in California.
We offer a broad range of private loan products to suit your needs, competitive rates and terms, and the highest level of service.

HCS Equity has been in operation for more than 20 years and are experienced high-end real estate lenders operating from the Central Coast, serving the entire state of California.

The benefit of using a private real estate lender is the quick turn-around, access to funds and competitive rates. HCS Equity’s speciality is commercial and residential real estate loans to trusts and estates.

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Private Loan Options

Loans to Trusts and Estates in Probate

Decades of experience. Swift review and approval.

Reverse Mortgage Payoff

Buy time to consider options. Quick closing

Fix and Flip Loans/REO and Distressed Property Loans

Competitive rates, fast closure.

1031 Exchange/Reverse 1031 Exchange Loans

Fast closing short-term gap cover for 1031 property exchange.

Bridge Loans

Bridging loans to cover the gap on residential and commercial property investments.

Second Trust Deeds

Flexible second trust loans secured on existing property.

Private Reverse Mortgage

Swift access to a private loan with the benefits of a reverse mortgage.

Looking To Get Started?

Contact us today for more information regarding any of our loan products. As direct lenders, we make quick approval decisions, and can provide funding in as little as 7-10 days. We are available via phone or email anytime of the day or night.

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