Loans to
Fix and Flip

Location: Oakland, CA
Funded: $720,000
Private Loan Type:Fix and Flip Loan

fix and flip real estate loans

Deal Highlights:

  • Our borrower was able to purchase this home well below market

  • Major renovations for this fix and flip investment property were completed within 4 months

  • Property was listed for sale, and sold within 30 days over asking price

Deal Summary:

Our borrower found a property well below market, and needed to facilitate the purchase with a 10-day close. We were able to provide the necessary capital to get the deal done with time to spare.

The property underwent a full renovation, was listed for sale within 5 months, and sold over asking price. This was a win/win for our borrower as our fix and flip loans never have repayment penalties, so they were able to repay our loan during the sale transaction.

Deal Details:

  • Property Type – Single-Family

  • Lien Position – First Mortgage

  • Loan-to-Value – 65%

  • Loan Term – 12 months

More Deals by HCS Equity

HCS Equity is a private money lender based in Carmel, California, specialized in loans for trust & estate property.

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Trust Equalization and Distribution

June 20th, 2025|Comments Off on Trust Equalization and Distribution

$1.1M trust loan in Pleasanton provided funds for trust equalization, helping a beneficiary keep the family home and preserve its low property tax base.

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Fix and Flip Purchase

June 13th, 2025|Comments Off on Fix and Flip Purchase

Fast $565K fix and flip loan funded for an off-market Concord, CA property, allowing the investor to close quickly and begin a full renovation.

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Reverse Mortgage Payoff

June 6th, 2025|Comments Off on Reverse Mortgage Payoff

$750K trust loan in Yountville paid off a reverse mortgage, stopping foreclosure and allowing time to prepare the family home for sale.

Looking To Get Started?

Contact us today for more information regarding any of our loan products. As direct lenders, we make quick approval decisions, and can provide funding in as little as 7-10 days. We are available via phone or email anytime of the day or night.