Loans to
Commercial Property

Location:Martinez, CA
Funded:$545,000
Private Loan Type:Commercial Property Loan

Commercial Property Loans

Deal Highlights:

  • Property owned by an LLC

  • Borrower was able to tap into the equity of their free-and-clear property to cover the design-build costs of an Accessory Dwelling Unit (ADU)

  • Long-term financing will be secured once the construction is completed

Deal Summary:

Our borrower wanted funds to cover the expense of building an Accessory Dwelling Unit (ADU) on their free-and-clear property that was held in an LLC.

For reasons outside our purview the managing members of the LLC did not want to take the property out of the LLC to secure traditional financing, so they enlisted our help to provide capital to get the job done.

We reviewed the LLC documentation, confirmed legal vesting, and closed on our real estate loan within 10 days. This enabled them to get started with the construction immediately and complete the works within the summer months.

Deal Details:

  • Property Type – Single-Family

  • Lien Position – First Mortgage

  • Loan-to-Value – 30%

  • Loan Term – 12 months

More Deals by HCS Equity

HCS Equity is a private money lender based in Carmel, California, specialized in loans for trust & estate property.

  • reverse-1031-exchange-loan-in-pasadena

Reverse 1031 Exchange

August 15th, 2025|Comments Off on Reverse 1031 Exchange

$520K loan in Pasadena provided fast funding for a Reverse 1031 Exchange, helping the investor close on a new property before selling another.

  • cross-collateralized-bridge-loan-in-santa-cruz

Cross Collateralized Bridge Loan

August 8th, 2025|Comments Off on Cross Collateralized Bridge Loan

$1.455M bridge loan in Santa Cruz cross collateralized three properties to fund 100% of a new investment purchase. Fast close with flexible structure.

  • fix-and-flip-loan-in-pacific-grove

Investment Property Rehab

August 1st, 2025|Comments Off on Investment Property Rehab

$485K fix and flip loan in Pacific Grove funded quickly to complete a renovation project and prepare the investment property for immediate sale.

Looking To Get Started?

Contact us today for more information regarding any of our loan products. As direct lenders, we make quick approval decisions, and can provide funding in as little as 7-10 days. We are available via phone or email anytime of the day or night.