Loans to
Fix and Flip

Location:King City, CA
Funded:$165,000
Private Loan Type:Distressed Property Loan

Purchase of Fire Damaged Property

Deal Highlights:

  • Fire damaged property

  • Unable to secure traditional financing due to its condition

  • Needed additional funds for rehab

Deal Summary:

We financed the purchase of a badly fire damaged single-family residence by a contractor that we have worked with for many years. We had to close escrow within 10 days. HCS Equity did their own site visit and confirmed that value and permits were in place for rebuilding. We financed the purchase with a distressed property loan then provided additional capital during rehab. The project was completed within the prescribed time frame and the home was resold.

Deal Details:

  • Property Type – Single-Family

  • Lien Position – First Mortgage

  • Loan-to-Value – 65%

  • Loan Term – 12 months

More Deals by HCS Equity

HCS Equity is a private money lender based in Carmel, California, specialized in loans for trust & estate property.

  • reverse-1031-exchange-loan-in-pasadena

Reverse 1031 Exchange

August 15th, 2025|Comments Off on Reverse 1031 Exchange

$520K loan in Pasadena provided fast funding for a Reverse 1031 Exchange, helping the investor close on a new property before selling another.

  • cross-collateralized-bridge-loan-in-santa-cruz

Cross Collateralized Bridge Loan

August 8th, 2025|Comments Off on Cross Collateralized Bridge Loan

$1.455M bridge loan in Santa Cruz cross collateralized three properties to fund 100% of a new investment purchase. Fast close with flexible structure.

  • fix-and-flip-loan-in-pacific-grove

Investment Property Rehab

August 1st, 2025|Comments Off on Investment Property Rehab

$485K fix and flip loan in Pacific Grove funded quickly to complete a renovation project and prepare the investment property for immediate sale.

Looking To Get Started?

Contact us today for more information regarding any of our loan products. As direct lenders, we make quick approval decisions, and can provide funding in as little as 7-10 days. We are available via phone or email anytime of the day or night.