Loans to
Trusts and Estates

Location:Mill Valley, CA
Funded:$109,000
Private Loan Type:Irrevocable Trust Loan

property-sale-irrevocable-trust

Deal Highlights:

  • Property needed deferred maintenance and minor repairs

  • The existing first mortgage had a low LTV, and a sub 3% rate

  • Trustee was out of state, and highly motivated to get the property listed

Deal Summary:

We were contacted by the trustee seeking funds to cover miscellaneous repair and light renovation costs in preparation to list and sell a property held in their family’s irrevocable trust. There was an existing low balance first mortgage with an extremely low rate, so they did not want to disturb it. With plenty of equity available and an eminent sale we were able to go in second position. Our irrevocable trust loan was completed in just 7 days, and they were able to get their work underway immediately thereafter.

Deal Details:

  • Property Type – Single-Family

  • Lien Position – Second Mortgage

  • Loan-to-Value – 45%

  • Loan Term – 6 months

More Deals by HCS Equity

HCS Equity is a private money lender based in Carmel, California, specialized in loans for trust & estate property.

  • bridge-loan-in-monterey-ca

Cash-Out for Repairs/Improvements

October 23rd, 2026|Comments Off on Cash-Out for Repairs/Improvements

$250K bridge loan in Monterey provided cash-out from one investment property to fund repairs and improvements on another property.

  • trust-loan-in-north-hills-for-trust-equalization

Trust Equalization

October 9th, 2026|Comments Off on Trust Equalization

$391K trust loan in North Hills funded a trust equalization, allowing one beneficiary to retain the family home and pursue the Prop 19 exclusion.

  • probate-loan-in-redwood-city-ca

Probate Loan in Redwood City, CA for Sibling Buyout

September 4th, 2026|Comments Off on Probate Loan in Redwood City, CA for Sibling Buyout

$685K probate loan in Redwood City funded a sibling buyout, helping preserve the Prop 19 tax base before the property was refinanced by the beneficiary.

Looking To Get Started?

Contact us today for more information regarding any of our loan products. As direct lenders, we make quick approval decisions, and can provide funding in as little as 7-10 days. We are available via phone or email anytime of the day or night.