Loans to
Trusts and Estates
Location: San Anselmo, CA
Funded: $1,735,000
Private Loan Type: Trust Loan
Deal Highlights:
Deal Summary:
The beneficiaries went through a long negotiation process to determine who would take possession of which assets held in their parent’s irrevocable trust. Once all the calculations were completed there was a shortage of cash to complete the non pro-rata equalization and distribution of assets between beneficiaries, so we worked with the family to secure a lien against the parent’s primary residence and provide a loan to the trust in probate to complete the distribution.
Deal Details:
More Deals by HCS Equity
HCS Equity is a private money lender based in Carmel, California, specialized in loans for trust & estate property.
Trust Equalization
$391K trust loan in North Hills used for trust equalization, allowing one sibling to keep the family home and preserve its low tax base under Prop 19.
Reverse Mortgage Payoff
$125K loan in Winter, CA paid off a reverse mortgage, preventing foreclosure and giving heirs time to prepare and sell their late father’s home.
Sibling Buyout – Probate
HCS Equity funded a $669K probate loan in San Jose, enabling a sibling buyout and preserving property tax benefits under Prop 19.
