Loans to
Fix and Flip

Location: Santa Cruz, CA
Funded: $750,000
Private Loan Type: Fix and Flip Loan

private-fix-flip-loan-project

Deal Highlights:

  • A true “worst house in the best neighborhood” situation

  • House in disrepair after years of neglect

Deal Summary:

Our borrower reached out after their traditional financing fell tough due to the property condition. With less than a week before the scheduled close of escrow we were brought in to provide short-term private capital to complete the transaction. Since there was already a preliminary title report available we were able to get fix and flip loan docs out the next day, and close right on schedule.

Deal Details:

  • Property Type – Single-Family

  • Lien Position – First Mortgage

  • Loan-to-Value – 60%

  • Loan Term – 12 months

More Deals by HCS Equity

HCS Equity is a private money lender based in Carmel, California, specialized in loans for trust & estate property.

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$1.1M trust loan in Pleasanton provided funds for trust equalization, helping a beneficiary keep the family home and preserve its low property tax base.

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Fix and Flip Purchase

June 13th, 2025|Comments Off on Fix and Flip Purchase

Fast $565K fix and flip loan funded for an off-market Concord, CA property, allowing the investor to close quickly and begin a full renovation.

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Reverse Mortgage Payoff

June 6th, 2025|Comments Off on Reverse Mortgage Payoff

$750K trust loan in Yountville paid off a reverse mortgage, stopping foreclosure and allowing time to prepare the family home for sale.

Looking To Get Started?

Contact us today for more information regarding any of our loan products. As direct lenders, we make quick approval decisions, and can provide funding in as little as 7-10 days. We are available via phone or email anytime of the day or night.