Loans to
Reverse Mortgage Payoff

Location: Yountville, CA
Funded: $750,000
Private Loan Type: Trust Loan

reverse-mortgage-payoff

Deal Highlights:

  • Property held in an irrevocable trust

  • Reverse Mortgage was called due, and lender filed a Notice of Default

  • Settlor of the trust passed away

Deal Summary:

Several months had passed while the trust administration was underway, which prompted the reverse mortgage lender to call their loan due, and they filed a notice of default. The trustee was out of time, and did not want to jeopardize losing the family home to foreclosure. We stepped in to provide a loan to pay off the RM, and provided sufficient capital to prep the property for sale without the pressure of a looming foreclosure. Once the property is sold, our loan will be repaid through escrow.

Deal Details:

  • Property Type – Single Family

  • Lien Position – First

  • Loan-to-Value – 65%

  • Loan Term – 6 months

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HCS Equity is a private money lender based in Carmel, California, specialized in loans for trust & estate property.

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