benhcs

In the world of alternative financing for commercial and residential properties, asset based lending is an increasingly popular solution for real estate investors seeking fast, flexible financing. At HCS Equity, we exclusively provide asset based loans secured by commercial or residential real estate in California, allowing you to leverage the value of your property for quick access to capital.

Experienced investor secured $850K bridge loan to purchase a new property while another was listed for sale. Fast funding with no prepayment penalty.

$300K trust loan enabled sibling buyout of inherited home in Compton. Preserved Prop 19 tax base with fast funding and no additional trust assets.

Securing financing quickly can often be a major hurdle for investors looking to capitalize on lucrative opportunities. Traditional lenders such as banks and financial institutions impose stringent requirements, long approval processes, and extensive credit evaluations that can slow down time-sensitive transactions.

$225K equity-backed loan secured by a free & clear property. Funds used for the downpayment on a new investment. Quick funding with flexible terms.

$50K probate loan in Auburn, CA to cover legal and administrative expenses—funded by HCS Equity, a California lender for estate and trust property loans.

In the world of real estate, few concepts are as crucial—and sometimes as misunderstood—as “escrow.” If you’ve ever asked yourself, “What is the meaning of escrow in a real estate transaction?” you’re not alone. The term “escrow” frequently appears during the homebuying process, in loan documents, and even in discussions about how to handle property taxes, insurance premiums, and monthly mortgage payment obligations.

For seasoned real estate investors looking to maximize their returns, fix and flip projects present a strategic opportunity to acquire undervalued properties, renovate them efficiently, and sell for a profit.

What happens when the perfect property deal comes along—but your financing can’t keep up? In California’s real estate market, delays can cost more than just time, they can cost the deal. Real estate investors need capital that moves as quickly as they do, especially when navigating competitive bids, distressed properties, or time-sensitive closings.

Navigating California's real estate market requires more than just a keen eye for investment; securing the right financing is equally crucial. Traditional mortgages often fall short for those with non-traditional income streams or significant real estate equity.