Loans to
Commercial Property

Location:Martinez, CA
Funded:$545,000
Private Loan Type:Commercial Property Loan

Commercial-loans

Deal Highlights:

  • Property owned by an LLC

  • Borrower was able to tap into the equity of their free-and-clear property to cover the design-build costs of an Accessory Dwelling Unit (ADU)

  • Long-term financing will be secured once the construction is completed

Deal Summary:

Our borrower wanted funds to cover the expense of building an Accessory Dwelling Unit (ADU) on their free-and-clear property that was held in an LLC.

For reasons outside our purview the managing members of the LLC did not want to take the property out of the LLC to secure traditional financing, so they enlisted our help to provide capital to get the job done.

We reviewed the LLC documentation, confirmed legal vesting, and closed on our real estate loan within 10 days. This enabled them to get started with the construction immediately and complete the works within the summer months.

Deal Details:

  • Property Type – Single-Family

  • Lien Position – First Mortgage

  • Loan-to-Value – 30%

  • Loan Term – 12 months

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HCS Equity is a private money lender based in Carmel, California, specialized in loans for trust & estate property.

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Contact us today for more information regarding any of our loan products. As direct lenders, we make quick approval decisions, and can provide funding in as little as 7-10 days. We are available via phone or email anytime of the day or night.