Loans to
Fix and Flip

Location: Santa Cruz, CA
Funded: $750,000
Private Loan Type: Fix and Flip Loan

private-fix-flip-loan-project

Deal Highlights:

  • A true “worst house in the best neighborhood” situation

  • House in disrepair after years of neglect

Deal Summary:

Our borrower reached out after their traditional financing fell tough due to the property condition. With less than a week before the scheduled close of escrow we were brought in to provide short-term private capital to complete the transaction. Since there was already a preliminary title report available we were able to get fix and flip loan docs out the next day, and close right on schedule.

Deal Details:

  • Property Type – Single-Family

  • Lien Position – First Mortgage

  • Loan-to-Value – 60%

  • Loan Term – 12 months

More Deals by HCS Equity

HCS Equity is a private money lender based in Carmel, California, specialized in loans for trust & estate property.

  • investment-property-purchase

Investment Property Purchase and Rehab

June 23rd, 2026|Comments Off on Investment Property Purchase and Rehab

HCS Equity provided a $1,895,000 fix and flip loan to a seasoned investor for a hoarder's property in urgent need of renovation in Carmel, CA.

  • investment-property-fix-and-flip

Investment Property Fix and Flip

June 5th, 2026|Comments Off on Investment Property Fix and Flip

$360K fix and flip loan in Brentwood helped an investor secure an off-market property fast, complete renovations, and sell within 90 days.

  • sibling-buyout-of-trust-property

Sibling Buyout of Trust Property

May 21st, 2026|Comments Off on Sibling Buyout of Trust Property

$985K trust loan in Half Moon Bay funded a sibling buyout, preserving the family home and Prop 19 tax base before refinance by the beneficiary.

Looking To Get Started?

Contact us today for more information regarding any of our loan products. As direct lenders, we make quick approval decisions, and can provide funding in as little as 7-10 days. We are available via phone or email anytime of the day or night.