Loans to
Fix and Flip

Location: Pacific Grove, CA
Funded: $485,000
Private Loan Type: Business Purpose

Deal Highlights:

  • Borrower ran out out of funds to finish up construction project

  • The property was 80% complete, and will be listed for immediate sale

Deal Summary:

The borrower ran into additional unforeseen expenses during the renovation of this property, and needed to borrow additional funds to complete the project. We were able to tour the property the same day the request came in, and got the paperwork started straight away. We funded the loan within a matter of days allowing the investor to complete the property renovations, and list it for immediate sale.

Deal Details:

  • Property Type – Single Family w/ ADU

  • Lien Position – First

  • Loan-to-Value – 57%

  • Loan Term – 6 months

More Deals by HCS Equity

HCS Equity is a private money lender based in Carmel, California, specialized in loans for trust & estate property.

  • investment-property-purchase

Investment Property Purchase and Rehab

June 23rd, 2026|Comments Off on Investment Property Purchase and Rehab

HCS Equity provided a $1,895,000 fix and flip loan to a seasoned investor for a hoarder's property in urgent need of renovation in Carmel, CA.

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Investment Property Fix and Flip

June 5th, 2026|Comments Off on Investment Property Fix and Flip

$360K fix and flip loan in Brentwood helped an investor secure an off-market property fast, complete renovations, and sell within 90 days.

  • sibling-buyout-of-trust-property

Sibling Buyout of Trust Property

May 21st, 2026|Comments Off on Sibling Buyout of Trust Property

$985K trust loan in Half Moon Bay funded a sibling buyout, preserving the family home and Prop 19 tax base before refinance by the beneficiary.

Looking To Get Started?

Contact us today for more information regarding any of our loan products. As direct lenders, we make quick approval decisions, and can provide funding in as little as 7-10 days. We are available via phone or email anytime of the day or night.