Loans to
Fix and Flip

Location: Carmel, CA
Funded: $1,895,000
Private Loan Type: Fix and Flip Loans

investment-property-purchase

Deal Highlights:

  • A seasoned investor found a hoarder’s property in need of an immediate renovation

  • We were able to view the property the same day, and give our borrower approval for the requested loan amount

Deal Summary:

An opportunity presented itself for our borrower to buy a property that had been occupied for the last 40 years by a hoarder. The bones of the property were sound, and if done right the rehabbed property would yield a great return. We provided a fix and flip loan, and the borrower, a contractor by trade, had everything lined up to get work underway the day the transaction closed.

Deal Details:

  • Property Type – Single-Family Residence

  • Lien Position – First Mortgage

  • Loan-to-Value – 65%

  • Loan Term – 12 months

More Deals by HCS Equity

HCS Equity is a private money lender based in Carmel, California, specialized in loans for trust & estate property.

  • bridge-loan-in-monterey-ca

Cash-Out for Repairs/Improvements

October 23rd, 2026|Comments Off on Cash-Out for Repairs/Improvements

$250K bridge loan in Monterey provided cash-out from one investment property to fund repairs and improvements on another property.

  • trust-loan-in-north-hills-for-trust-equalization

Trust Equalization

October 9th, 2026|Comments Off on Trust Equalization

$391K trust loan in North Hills funded a trust equalization, allowing one beneficiary to retain the family home and pursue the Prop 19 exclusion.

  • probate-loan-in-redwood-city-ca

Probate Loan in Redwood City, CA for Sibling Buyout

September 4th, 2026|Comments Off on Probate Loan in Redwood City, CA for Sibling Buyout

$685K probate loan in Redwood City funded a sibling buyout, helping preserve the Prop 19 tax base before the property was refinanced by the beneficiary.

Looking To Get Started?

Contact us today for more information regarding any of our loan products. As direct lenders, we make quick approval decisions, and can provide funding in as little as 7-10 days. We are available via phone or email anytime of the day or night.