Loans to
Trusts and Estates

Location:Mill Valley, CA
Private Loan Type:Irrevocable Trust Loan


Deal Highlights:

  • Property needed deferred maintenance and minor repairs

  • The existing first mortgage had a low LTV, and a sub 3% rate

  • Trustee was out of state, and highly motivated to get the property listed

Deal Summary:

We were contacted by the trustee seeking funds to cover miscellaneous repair and light renovation costs in preparation to list and sell a property held in their family’s irrevocable trust. There was an existing low balance first mortgage with an extremely low rate, so they did not want to disturb it. With plenty of equity available and an eminent sale we were able to go in second position. Our irrevocable trust loan was completed in just 7 days, and they were able to get their work underway immediately thereafter.

Deal Details:

  • Property Type – Single-Family

  • Lien Position – Second Mortgage

  • Loan-to-Value – 45%

  • Loan Term – 6 months

More Deals by HCS Equity

HCS Equity is a private money lender based in Carmel, California, specialized in loans for trust & estate property.

  • non-owner-occupied-bridge-loan

Non-Owner Occupied Bridge Loan

April 19th, 2024|Comments Off on Non-Owner Occupied Bridge Loan

A non-owner occupied bridge loan of $1,470,000, structured to assist the borrower in acquiring a new investment property in Burbank, CA while awaiting the sale of an existing one.

  • trust-equalization-investment-property

Trust Equalization of Investment Property

March 22nd, 2024|Comments Off on Trust Equalization of Investment Property

HCS Equity facilitated the trust equalization where one beneficiary wanted to buy out two siblings and preserve property taxes under Proposition 58.

  • 1031-exchange-purchase

1031 Exchange Purchase

March 15th, 2024|Comments Off on 1031 Exchange Purchase

HCS Equity worked closely with the borrower and the QA to facilitate a 1031 exchange in Aptos, CA, with a loan of $560,000.

Looking To Get Started?

Contact us today for more information regarding any of our loan products. As direct lenders, we make quick approval decisions, and can provide funding in as little as 7-10 days. We are available via phone or email anytime of the day or night.