Loans to
Trust Loans

Location: Compton, CA
Funded: $300,000
Private Loan Type: Trust Loan

sibling-buyout-of-trust-property

Deal Highlights:

  • Property held in an irrevocable trust

  • No other assets in the trust

  • Borrower seeking to preserve the property tax base under Prop 19

Deal Summary:

The subject property was the only asset in this trust, and one of the two beneficiaries wanted to retain the family home and its tax base. Once the value was determined, we stepped in to provide a loan directly to the trust itself, so the assets could be equally distributed (cash to one, and the property subject to our loan to the other). After the close of the loan their attorney filed the necessary Prop 19 parent/child exclusion from reassessment paperwork along with the transfer deed, and the beneficiary that took title was able to refinance right away.

Deal Details:

  • Property Type – Single Family

  • Lien Position – First

  • Loan-to-Value – 55%

  • Loan Term – 12 months

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HCS Equity is a private money lender based in Carmel, California, specialized in loans for trust & estate property.

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