Loans to
Trusts and Estates

Location: Grass Valley, CA
Funded: $149,000
Private Loan Type: Trust Loan

sibling-buyout-trust-property

Deal Highlights:

  • Two siblings sought to buyout a third sibling with a trust loan

  • The trust was cash-poor, and needed to borrow funds for a sibling buyout

Deal Summary:

Three sisters, all co-trustees, decided that two would take title to the family home, and the third would take their inheritance in the form of cash. We worked directly with the co-trustees and their attorney to provide a loan to the trust in probate to complete the equalization and distribution of assets between the beneficiaries.

Deal Details:

  • Property Type – Single-Family

  • Lien Position – First Mortgage

  • Loan-to-Value – 35%

  • Loan Term – 12 months

More Deals by HCS Equity

HCS Equity is a private money lender based in Carmel, California, specialized in loans for trust & estate property.

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$391K trust loan in North Hills used for trust equalization, allowing one sibling to keep the family home and preserve its low tax base under Prop 19.

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Reverse Mortgage Payoff

July 11th, 2025|Comments Off on Reverse Mortgage Payoff

$125K loan in Winter, CA paid off a reverse mortgage, preventing foreclosure and giving heirs time to prepare and sell their late father’s home.

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Sibling Buyout – Probate

July 4th, 2025|Comments Off on Sibling Buyout – Probate

HCS Equity funded a $669K probate loan in San Jose, enabling a sibling buyout and preserving property tax benefits under Prop 19.

Looking To Get Started?

Contact us today for more information regarding any of our loan products. As direct lenders, we make quick approval decisions, and can provide funding in as little as 7-10 days. We are available via phone or email anytime of the day or night.