Loans to
Trusts and Estates

Location: Grass Valley, CA
Funded: $149,000
Private Loan Type: Trust Loan

sibling-buyout-trust-property

Deal Highlights:

  • Two siblings sought to buyout a third sibling with a trust loan

  • The trust was cash-poor, and needed to borrow funds for a sibling buyout

Deal Summary:

Three sisters, all co-trustees, decided that two would take title to the family home, and the third would take their inheritance in the form of cash. We worked directly with the co-trustees and their attorney to provide a loan to the trust in probate to complete the equalization and distribution of assets between the beneficiaries.

Deal Details:

  • Property Type – Single-Family

  • Lien Position – First Mortgage

  • Loan-to-Value – 35%

  • Loan Term – 12 months

More Deals by HCS Equity

HCS Equity is a private money lender based in Carmel, California, specialized in loans for trust & estate property.

  • bridge-loan-in-castro-valley

Residential Bridge Loan

August 20th, 2026|Comments Off on Residential Bridge Loan

$1.43M bridge loan in Castro Valley helped a nonprofit close a residential purchase after traditional financing fell through at the last minute.

  • fix-and-flip-loan-in-fairfield-ca

Fix and Flip Purchase

August 5th, 2026|Comments Off on Fix and Flip Purchase

$295K fix and flip loan in Fairfield helped an investor acquire an off-market duplex, complete renovations, and secure an all-cash sale above asking.

  • trust-loan-in-san-jose-ca

Trust Equalization and Distribution

July 23rd, 2026|Comments Off on Trust Equalization and Distribution

$900K trust loan in San Jose funded a trust equalization, allowing one beneficiary to retain the family home while preserving its low property tax base.

Looking To Get Started?

Contact us today for more information regarding any of our loan products. As direct lenders, we make quick approval decisions, and can provide funding in as little as 7-10 days. We are available via phone or email anytime of the day or night.