Loans to
Reverse Mortgage Payoff

Location: Danville, CA
Funded: $425,000
Private Loan Type: Trust Loan

trust-loan-in-danville-ca

Deal Highlights:

  • Property held in an irrevocable trust

  • Beneficiaries still working through the trust administration

  • Reverse Mortgage was called due, and the lender filed a Notice of Default

Deal Summary:

The trust administration was taking far longer than anticipated, and the reverse mortgage lender filed a notice of default. With no time left the trustee did not want to be forced to sell. We provided a loan to pay off the RM, and bought the trust more time to complete the complicated administration. The property was eventually distributed to one of the beneficiaries, and our loan was refinanced.

Deal Details:

  • Property Type – Single Family

  • Lien Position – First

  • Loan-to-Value – 30%

  • Loan Term – 6 months

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HCS Equity is a private money lender based in Carmel, California, specialized in loans for trust & estate property.

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Contact us today for more information regarding any of our loan products. As direct lenders, we make quick approval decisions, and can provide funding in as little as 7-10 days. We are available via phone or email anytime of the day or night.