Yes, you are still responsible for paying all property taxes and insurance regarding the subject property. HCS Equity does NOT impound your taxes and insurance, these are still your responsibility to pay on time. If your taxes or insurance are not paid on time, HCS has the right to call the loan due or obtain lenders insurance at its own discretion. It is imperative that you maintain your property taxes and insurance during the course of the loan.
HCS Equity is a private money lender based in Carmel, California, specialized in loans for trust & estate property. Known for providing quick and low cost capital.
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Then the property is given to the investment bank; thereafter, investment banking due diligence starts playing its role.