According to Forbes Magazine and the Wall Street Journal, Justin Aldi, who is the owner of HCS Equity, has been in the mortgage industry for over 30 years and has consistently ranked as one of the top mortgage loan officers in the nation. Justin Aldi and HCS Equity are recognized as the industry leaders in providing real estate loans to irrevocable trusts. Mr. Aldi is often requested as a guest speaker on the subject of Prop. 19 distributions and has presented solutions to thousands of trusts and estates over his career on how to use a family property to obtain capital. Capital can be used for a variety of purposes such as a Prop. 19 equalization, property repairs, legal expenses, property taxes, sibling distributions, court costs, paying off an existing lien, judgments, IRS debts, insurance payments, eviction of tenants, or improving a property for resale.