Loans to
Reverse Mortgage Payoff

Location: Yountville, CA
Funded: $750,000
Private Loan Type: Trust Loan

reverse-mortgage-payoff

Deal Highlights:

  • Property held in an irrevocable trust

  • Reverse Mortgage was called due, and lender filed a Notice of Default

  • Settlor of the trust passed away

Deal Summary:

Several months had passed while the trust administration was underway, which prompted the reverse mortgage lender to call their loan due, and they filed a notice of default. The trustee was out of time, and did not want to jeopardize losing the family home to foreclosure. We stepped in to provide a loan to pay off the RM, and provided sufficient capital to prep the property for sale without the pressure of a looming foreclosure. Once the property is sold, our loan will be repaid through escrow.

Deal Details:

  • Property Type – Single Family

  • Lien Position – First

  • Loan-to-Value – 65%

  • Loan Term – 6 months

More Deals by HCS Equity

HCS Equity is a private money lender based in Carmel, California, specialized in loans for trust & estate property.

  • bridge-loan-in-castro-valley

Residential Bridge Loan

August 20th, 2026|Comments Off on Residential Bridge Loan

$1.43M bridge loan in Castro Valley helped a nonprofit close a residential purchase after traditional financing fell through at the last minute.

  • fix-and-flip-loan-in-fairfield-ca

Fix and Flip Purchase

August 5th, 2026|Comments Off on Fix and Flip Purchase

$295K fix and flip loan in Fairfield helped an investor acquire an off-market duplex, complete renovations, and secure an all-cash sale above asking.

  • trust-loan-in-san-jose-ca

Trust Equalization and Distribution

July 23rd, 2026|Comments Off on Trust Equalization and Distribution

$900K trust loan in San Jose funded a trust equalization, allowing one beneficiary to retain the family home while preserving its low property tax base.

Looking To Get Started?

Contact us today for more information regarding any of our loan products. As direct lenders, we make quick approval decisions, and can provide funding in as little as 7-10 days. We are available via phone or email anytime of the day or night.