Loans to Commercial Property

Location: Napa, California
Funded: $834,000
Private Loan Type:Commercial Property Loan

commercial-building-rehab

Deal Highlights:

  • deferred maintenance and building improvements needed to qualify for a traditional refinance loan

  • needed a quick close to secure the appropriate contractors and get the work completed

Deal Summary:

Our borrower was in need of short-term capital to remedy deferred maintenance, and make several building improvements. We encountered a few items that needed to be cleared up on Title, (which we were able to address on behalf of the borrower), and got the loan funded in record time.

Deal Details:

  • Property Type – Mixed use commercial

  • Lien Position – First Mortgage

  • Loan-to-Value – 40%

  • Loan Term – 6 months

More Deals by HCS Equity

HCS Equity is a private money lender based in Carmel, California, specialized in loans for trust & estate property.

  • sibling-buyout-of-trust-property

Sibling Buyout of Trust Property

May 21st, 2026|Comments Off on Sibling Buyout of Trust Property

$985K trust loan in Half Moon Bay funded a sibling buyout, preserving the family home and Prop 19 tax base before refinance by the beneficiary.

  • investment-property-cash-out

Investment Property Cash-Out

April 30th, 2026|Comments Off on Investment Property Cash-Out

$250K bridge loan in Clayton, CA provided fast cash-out for renovations on a vacant rental, later refinanced into a DSCR loan after stabilization.

  • cash-out-for-probate-administration

Cash-Out for Probate Administration

April 16th, 2026|Comments Off on Cash-Out for Probate Administration

$314K probate loan in Elk Grove funded a mortgage payoff, sibling buyout, and estate costs, with refinance planned after probate closes.

Looking To Get Started?

Contact us today for more information regarding any of our loan products. As direct lenders, we make quick approval decisions, and can provide funding in as little as 7-10 days. We are available via phone or email anytime of the day or night.