Loans to
Bridge

Location: Ventura, CA
Funded: $875,000
Private Loan Type: Bridge Loan

3-unit-apartment-building

Deal Highlights:

  • The real estate investor was looking to acquire the subject property before selling an existing out-of-state property

  • Property was vacant, so there was not rental income to qualify for traditional financing

Deal Summary:

In this matter, the borrowers were unable to qualify for traditional financing due to these units being vacant. Their DTI was simply too high. They needed short-term capital and we stepped in to provide a bridge loan to complete the transaction. Once the units were leased with proof of rental income, they went back to their bank to refinance into more permanent financing.

Deal Details:

  • Property Type – Multifamily

  • Lien Position – First Mortgage

  • Loan-to-Value – 65%

  • Loan Term – 12 months

More Deals by HCS Equity

HCS Equity is a private money lender based in Carmel, California, specialized in loans for trust & estate property.

  • reverse-1031-exchange-loan-in-pasadena

Reverse 1031 Exchange

August 15th, 2025|Comments Off on Reverse 1031 Exchange

$520K loan in Pasadena provided fast funding for a Reverse 1031 Exchange, helping the investor close on a new property before selling another.

  • cross-collateralized-bridge-loan-in-santa-cruz

Cross Collateralized Bridge Loan

August 8th, 2025|Comments Off on Cross Collateralized Bridge Loan

$1.455M bridge loan in Santa Cruz cross collateralized three properties to fund 100% of a new investment purchase. Fast close with flexible structure.

  • fix-and-flip-loan-in-pacific-grove

Investment Property Rehab

August 1st, 2025|Comments Off on Investment Property Rehab

$485K fix and flip loan in Pacific Grove funded quickly to complete a renovation project and prepare the investment property for immediate sale.

Looking To Get Started?

Contact us today for more information regarding any of our loan products. As direct lenders, we make quick approval decisions, and can provide funding in as little as 7-10 days. We are available via phone or email anytime of the day or night.