Loans to
Fix and Flip

Location: Santa Cruz, CA
Funded: $750,000
Private Loan Type: Fix and Flip Loan

private-fix-flip-loan-project

Deal Highlights:

  • A true “worst house in the best neighborhood” situation

  • House in disrepair after years of neglect

Deal Summary:

Our borrower reached out after their traditional financing fell tough due to the property condition. With less than a week before the scheduled close of escrow we were brought in to provide short-term private capital to complete the transaction. Since there was already a preliminary title report available we were able to get fix and flip loan docs out the next day, and close right on schedule.

Deal Details:

  • Property Type – Single-Family

  • Lien Position – First Mortgage

  • Loan-to-Value – 60%

  • Loan Term – 12 months

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HCS Equity is a private money lender based in Carmel, California, specialized in loans for trust & estate property.

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Reverse Mortgage Payoff

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Sibling Buyout – Probate

July 4th, 2025|Comments Off on Sibling Buyout – Probate

HCS Equity funded a $669K probate loan in San Jose, enabling a sibling buyout and preserving property tax benefits under Prop 19.

Looking To Get Started?

Contact us today for more information regarding any of our loan products. As direct lenders, we make quick approval decisions, and can provide funding in as little as 7-10 days. We are available via phone or email anytime of the day or night.