Loans to
Bridge Loans

Location: Santa Cruz, CA
Funded: $1,455,000
Private Loan Type: Purchase Bridge

cross-collateralized-bridge-loan-in-santa-cruz

Deal Highlights:

  • Borrower identified an investment property prior to selling two others

  • Existing properties were free and clear, so we were able to cross-collateralize all three to provide 100% financing

Deal Summary:

Our borrower identified a new investment property with multiple offers and the need for a quick close. They wanted to use the equity in two existing free and clear investment properties along with the new property to cover 100% of the purchase price. We structure our bridge loans with a partial release clause allowing the sale of the existing properties, and partial payoff of our lien with the remaining balance secured by the newly acquired property. The entire balance was repaid in phases as the existing properties were sold a few months later.

Deal Details:

  • Property Type – Single Family

  • Lien Position – First

  • Loan-to-Value – 65%

  • Loan Term – 12 months

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HCS Equity is a private money lender based in Carmel, California, specialized in loans for trust & estate property.

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  • cross-collateralized-bridge-loan-in-santa-cruz

Cross Collateralized Bridge Loan

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$1.455M bridge loan in Santa Cruz cross collateralized three properties to fund 100% of a new investment purchase. Fast close with flexible structure.

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Looking To Get Started?

Contact us today for more information regarding any of our loan products. As direct lenders, we make quick approval decisions, and can provide funding in as little as 7-10 days. We are available via phone or email anytime of the day or night.