Loans to
Bridge Loans

Location: Santa Cruz, CA
Funded: $1,455,000
Private Loan Type: Purchase Bridge

cross-collateralized-bridge-loan-in-santa-cruz

Deal Highlights:

  • Borrower identified an investment property prior to selling two others

  • Existing properties were free and clear, so we were able to cross-collateralize all three to provide 100% financing

Deal Summary:

Our borrower identified a new investment property with multiple offers and the need for a quick close. They wanted to use the equity in two existing free and clear investment properties along with the new property to cover 100% of the purchase price. We structure our bridge loans with a partial release clause allowing the sale of the existing properties, and partial payoff of our lien with the remaining balance secured by the newly acquired property. The entire balance was repaid in phases as the existing properties were sold a few months later.

Deal Details:

  • Property Type – Single Family

  • Lien Position – First

  • Loan-to-Value – 65%

  • Loan Term – 12 months

More Deals by HCS Equity

HCS Equity is a private money lender based in Carmel, California, specialized in loans for trust & estate property.

  • cross-collateralized-bridge-loan-in-santa-cruz

Cross Collateralized Bridge Loan

August 8th, 2025|Comments Off on Cross Collateralized Bridge Loan

$1.455M bridge loan in Santa Cruz cross collateralized three properties to fund 100% of a new investment purchase. Fast close with flexible structure.

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Investment Property Rehab

August 1st, 2025|Comments Off on Investment Property Rehab

$485K fix and flip loan in Pacific Grove funded quickly to complete a renovation project and prepare the investment property for immediate sale.

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Cash Out For Repairs/Improvements

July 25th, 2025|Comments Off on Cash Out For Repairs/Improvements

$250K bridge loan in Monterey allowed a repeat investor to access equity for upgrades on another property. Closed fast with a 7-day turnaround.

Looking To Get Started?

Contact us today for more information regarding any of our loan products. As direct lenders, we make quick approval decisions, and can provide funding in as little as 7-10 days. We are available via phone or email anytime of the day or night.