Loans to
Fix and Flip

Location: Redondo Beach, CA
Funded: $900,000
Private Loan Type: Fix and Flip Loan

duplex-renovation-sale

Deal Highlights:

  • Property held in a family trust needed capital for renovations in preparation for sale

  • Funds were also needed to relocate existing tenants

Deal Summary:

We were contacted by the family’s realtor to inquire about financing for the duplex renovation for sale. With the property held in an irrevocable trust we needed to have the trust reviewed, and get acknowledgement from the beneficiaries before we could proceed. They also needed to negotiate relocation terms with the existing tenants. Once everything was in order, we proceeded with the rehab loan in the name of the trust, and held back sufficient funds with our servicing company to cover the monthly debt service.

Deal Details:

  • Property Type – Duplex

  • Lien Position – First Mortgage

  • Loan-to-Value – 62%

  • Loan Term – 9 months

More Deals by HCS Equity

HCS Equity is a private money lender based in Carmel, California, specialized in loans for trust & estate property.

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$1.1M trust loan in Pleasanton provided funds for trust equalization, helping a beneficiary keep the family home and preserve its low property tax base.

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Fast $565K fix and flip loan funded for an off-market Concord, CA property, allowing the investor to close quickly and begin a full renovation.

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Reverse Mortgage Payoff

June 6th, 2025|Comments Off on Reverse Mortgage Payoff

$750K trust loan in Yountville paid off a reverse mortgage, stopping foreclosure and allowing time to prepare the family home for sale.

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Contact us today for more information regarding any of our loan products. As direct lenders, we make quick approval decisions, and can provide funding in as little as 7-10 days. We are available via phone or email anytime of the day or night.