Loans to
Fix and Flip

Location: Pacific Grove, CA
Funded: $485,000
Private Loan Type: Business Purpose

fix-and-flip-loan-in-pacific-grove

Deal Highlights:

  • Borrower ran out out of funds to finish up construction project

  • The property was 80% complete, and will be listed for immediate sale

Deal Summary:

The borrower ran into additional unforeseen expenses during the renovation of this property, and needed to borrow additional funds to complete the project. We were able to tour the property the same day the request came in, and got the paperwork started straight away. We funded the loan within a matter of days allowing the investor to complete the property renovations, and list it for immediate sale.

Deal Details:

  • Property Type – Single Family w/ ADU

  • Lien Position – First

  • Loan-to-Value – 57%

  • Loan Term – 6 months

More Deals by HCS Equity

HCS Equity is a private money lender based in Carmel, California, specialized in loans for trust & estate property.

  • fix-and-flip-loan-in-pacific-grove

Investment Property Rehab

August 1st, 2025|Comments Off on Investment Property Rehab

$485K fix and flip loan in Pacific Grove funded quickly to complete a renovation project and prepare the investment property for immediate sale.

  • bridge-loan-in-monterey-ca

Cash Out For Repairs/Improvements

July 25th, 2025|Comments Off on Cash Out For Repairs/Improvements

$250K bridge loan in Monterey allowed a repeat investor to access equity for upgrades on another property. Closed fast with a 7-day turnaround.

  • trust-loan-for-sibling-buyout-north-hills-ca

Trust Equalization

July 18th, 2025|Comments Off on Trust Equalization

$391K trust loan in North Hills used for trust equalization, allowing one sibling to keep the family home and preserve its low tax base under Prop 19.

Looking To Get Started?

Contact us today for more information regarding any of our loan products. As direct lenders, we make quick approval decisions, and can provide funding in as little as 7-10 days. We are available via phone or email anytime of the day or night.