Loans to Commercial Property

Location: Napa, California
Funded: $834,000
Private Loan Type:Commercial Property Loan

commercial-building-rehab

Deal Highlights:

  • deferred maintenance and building improvements needed to qualify for a traditional refinance loan

  • needed a quick close to secure the appropriate contractors and get the work completed

Deal Summary:

Our borrower was in need of short-term capital to remedy deferred maintenance, and make several building improvements. We encountered a few items that needed to be cleared up on Title, (which we were able to address on behalf of the borrower), and got the loan funded in record time.

Deal Details:

  • Property Type – Mixed use commercial

  • Lien Position – First Mortgage

  • Loan-to-Value – 40%

  • Loan Term – 6 months

More Deals by HCS Equity

HCS Equity is a private money lender based in Carmel, California, specialized in loans for trust & estate property.

  • fix-and-flix-loan-in-pleasant-hill-ca

Fix and Flip Purchase

June 27th, 2025|Comments Off on Fix and Flip Purchase

Off-market Pleasant Hill property financed with $1.15M fix and flip loan. Quick turnaround and strong resale in a highly desirable location.

  • trust-equalization-and-distribution-scaled

Trust Equalization and Distribution

June 20th, 2025|Comments Off on Trust Equalization and Distribution

$1.1M trust loan in Pleasanton provided funds for trust equalization, helping a beneficiary keep the family home and preserve its low property tax base.

  • fix-and-flix-loan-in-concord

Fix and Flip Purchase

June 13th, 2025|Comments Off on Fix and Flip Purchase

Fast $565K fix and flip loan funded for an off-market Concord, CA property, allowing the investor to close quickly and begin a full renovation.

Looking To Get Started?

Contact us today for more information regarding any of our loan products. As direct lenders, we make quick approval decisions, and can provide funding in as little as 7-10 days. We are available via phone or email anytime of the day or night.