Loans to
Trusts and Estates

Location:Mill Valley, CA
Funded:$109,000
Private Loan Type:Irrevocable Trust Loan

property-sale-irrevocable-trust

Deal Highlights:

  • Property needed deferred maintenance and minor repairs

  • The existing first mortgage had a low LTV, and a sub 3% rate

  • Trustee was out of state, and highly motivated to get the property listed

Deal Summary:

We were contacted by the trustee seeking funds to cover miscellaneous repair and light renovation costs in preparation to list and sell a property held in their family’s irrevocable trust. There was an existing low balance first mortgage with an extremely low rate, so they did not want to disturb it. With plenty of equity available and an eminent sale we were able to go in second position. Our irrevocable trust loan was completed in just 7 days, and they were able to get their work underway immediately thereafter.

Deal Details:

  • Property Type – Single-Family

  • Lien Position – Second Mortgage

  • Loan-to-Value – 45%

  • Loan Term – 6 months

More Deals by HCS Equity

HCS Equity is a private money lender based in Carmel, California, specialized in loans for trust & estate property.

  • reverse-1031-exchange-loan-in-pasadena

Reverse 1031 Exchange

August 15th, 2025|Comments Off on Reverse 1031 Exchange

$520K loan in Pasadena provided fast funding for a Reverse 1031 Exchange, helping the investor close on a new property before selling another.

  • cross-collateralized-bridge-loan-in-santa-cruz

Cross Collateralized Bridge Loan

August 8th, 2025|Comments Off on Cross Collateralized Bridge Loan

$1.455M bridge loan in Santa Cruz cross collateralized three properties to fund 100% of a new investment purchase. Fast close with flexible structure.

  • fix-and-flip-loan-in-pacific-grove

Investment Property Rehab

August 1st, 2025|Comments Off on Investment Property Rehab

$485K fix and flip loan in Pacific Grove funded quickly to complete a renovation project and prepare the investment property for immediate sale.

Looking To Get Started?

Contact us today for more information regarding any of our loan products. As direct lenders, we make quick approval decisions, and can provide funding in as little as 7-10 days. We are available via phone or email anytime of the day or night.