Loans to
Fix and Flip

Location:King City, CA
Funded:$165,000
Private Loan Type:Distressed Property Loan

Purchase of Fire Damaged Property

Deal Highlights:

  • Fire damaged property

  • Unable to secure traditional financing due to its condition

  • Needed additional funds for rehab

Deal Summary:

We financed the purchase of a badly fire damaged single-family residence by a contractor that we have worked with for many years. We had to close escrow within 10 days. HCS Equity did their own site visit and confirmed that value and permits were in place for rebuilding. We financed the purchase with a distressed property loan then provided additional capital during rehab. The project was completed within the prescribed time frame and the home was resold.

Deal Details:

  • Property Type – Single-Family

  • Lien Position – First Mortgage

  • Loan-to-Value – 65%

  • Loan Term – 12 months

More Deals by HCS Equity

HCS Equity is a private money lender based in Carmel, California, specialized in loans for trust & estate property.

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Investment Property Rehab

August 1st, 2025|Comments Off on Investment Property Rehab

$485K fix and flip loan in Pacific Grove funded quickly to complete a renovation project and prepare the investment property for immediate sale.

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Cash Out For Repairs/Improvements

July 25th, 2025|Comments Off on Cash Out For Repairs/Improvements

$250K bridge loan in Monterey allowed a repeat investor to access equity for upgrades on another property. Closed fast with a 7-day turnaround.

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Trust Equalization

July 18th, 2025|Comments Off on Trust Equalization

$391K trust loan in North Hills used for trust equalization, allowing one sibling to keep the family home and preserve its low tax base under Prop 19.

Looking To Get Started?

Contact us today for more information regarding any of our loan products. As direct lenders, we make quick approval decisions, and can provide funding in as little as 7-10 days. We are available via phone or email anytime of the day or night.