Loans to
Trusts and Estates

Location: San Anselmo, CA
Funded: $1,735,000
Private Loan Type: Trust Loan

parent-child-property-tax-exclusion

Deal Highlights:

  • Four beneficiaries needed to equalize their family’s irrevocable trust

  • The trust was comprised of multiple properties, and various investment accounts

Deal Summary:

The beneficiaries went through a long negotiation process to determine who would take possession of which assets held in their parent’s irrevocable trust. Once all the calculations were completed there was a shortage of cash to complete the non pro-rata equalization and distribution of assets between beneficiaries, so we worked with the family to secure a lien against the parent’s primary residence and provide a loan to the trust in probate to complete the distribution.

Deal Details:

  • Property Type – Multifamily

  • Lien Position – First Mortgage

  • Loan-to-Value – 65%

  • Loan Term – 12 months

More Deals by HCS Equity

HCS Equity is a private money lender based in Carmel, California, specialized in loans for trust & estate property.

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$1.1M trust loan in Pleasanton provided funds for trust equalization, helping a beneficiary keep the family home and preserve its low property tax base.

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Reverse Mortgage Payoff

June 6th, 2025|Comments Off on Reverse Mortgage Payoff

$750K trust loan in Yountville paid off a reverse mortgage, stopping foreclosure and allowing time to prepare the family home for sale.

Looking To Get Started?

Contact us today for more information regarding any of our loan products. As direct lenders, we make quick approval decisions, and can provide funding in as little as 7-10 days. We are available via phone or email anytime of the day or night.